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This report has been prepared in good faith, based on Monty Capital’s current anecdotal and evidence-based views of the market. Although Monty Capital believes its views reflect market conditions on the date of this presentation, they are subject to significant uncertainties and contingencies, many of which are beyond Monty Capital’s control. In addition, many of Monty Capital’s views are opinion and/or projections based on Monty Capital’s subjective analyses of current market circumstances. Other firms may have different opinions, projections and analyses, and actual market conditions in the future may cause Monty Capital’s current views to later be incorrect. Monty Capital has no obligation to update its views herein if its opinions, projections, analyses or market circumstances later change.